Save Money After Christmas

It is an incredibly lovely feeling to pamper loved ones with nice Christmas presents. At the same time, many people get anxious after Christmas when the money in the account has run out and the first bill on that credit card (or loan) shows up in the mailbox . In this post we will provide tips on what you can do if the money is not enough and if you have incurred debts in connection with Christmas.

How do you proceed? Make smart savings in everyday life

money loan

The first step to getting back on your feet is to cut back on expenses. Here are some simple tips on how to quickly save money:

  • Set a budget so you know how much you have to deal with every day
  • Make lunch boxes instead of spending money on lunch outside
  • Be frugal with necessities such as dishwashing detergent, shampoo and paper towels so you won’t have to buy new as often
  • Quit smoking – make an effort for your well-being while keeping more in your wallet
  • Short dates – even grocery stores rear out goods when the best-before date approaches, here you can make bargains
  • Sell ​​things on the block or flea ice cream – a quick way to get more money in your pocket. Maybe you got a Christmas present that you didn’t use?
  • Turn off the lamp when you are not in the room and save for the upcoming electricity bill

Here you can get even more quick, easy savings tips !

Lower the interest rate on your loans

money loan

If you are on a high-interest loan, it is a good idea to try to renegotiate the loan and lower the interest rate. A lowered interest rate means a lower monthly cost for the loan and thus you pay less. An easy way to cut interest costs is to compare loans through a loan broker. When you compare loans through Anthony Blanche, you let some 30 lenders compete for you as a customer, which pushes interest rates. Read more here about how you can get down in interest. 

Lower the interest rate on your loans

Remember – it’s always free for you as a customer and you don’t commit to anything!

Collect your loans – save even more

money loan

Do you have more than one loan? Then you not only have several invoices to keep track of each month, but also different interest rates and several amortization costs. Although not always large sums, there may be a lot to pay at the end of the month. A simple solution to the problem is to collect your loans. By accumulating more loans and credits into a larger loan, you can often come down in interest costs, thus making it less for you to pay. In addition, you only get one invoice and a cost to keep track of each month. Read more about the benefits of collecting your loans.