Some people say that the world would be a better place without money and that “money is the cause of all evil.” Others believe that money drives the world.
What do you think about that? Is money something that causes worry and stress for you and your family, or do you consider money to be something that empowers you and allows you to do what you want in life?
It is important to understand how you and your family view money and the role that money plays in your household. Do your money beliefs strengthen or discourage you?
Your attitude to money
Are you telling yourself that you are simply one of those people who can never save money? Do you think some people just know how to manage money better than others? If so, why are some people better managing money and why do you and your family think you can’t save money? It is important that you teach your children how to treat money because it starts from a small age.
It is common for people to blame things such as their employer or the city in which they live, or their business, and cite this as a reason they cannot save money. Consider this: would you change your job or your place of residence, would your spending and savings change? We guess not
It’s one thing to be underpaid and live in an expensive low-income city, but in many cases, it’s how we look at money and prioritize money in our lives, which determines our bank balance at the end of the month.
Research has shown that those who think that money is a power are more prone to financial difficulties than those who think that money provides security.
Research has also shown that worrying about how much money you spend, buying things in an attempt to make you feel good, and denying your own spending habits are the most dangerous thing. Instead, if we view money as something that offers opportunities and security, we are less likely to experience financial hardship.
Understanding your motivations
If you are not careful and do not investigate your relationship with money, you may find yourself in a circle. As the German philosopher Arthur Schopenhauer famously put it: “Wealth is like seawater; the more you drink, the thirsty you get. “
There is nothing wrong with wanting to buy material things – for example, a new car, new furniture or new clothes. What is more important is to understand the motivation for such desires and to wonder if and how buying will improve your life and overall well-being. It is important to have a healthy relationship with money, where you can live comfortably but still save money without spending too much.
Money leads to more opportunities
Having money leads to more opportunities. For example, consider looking for a job. Having access to money, whether through savings, a credit card or a loan, means that you are in a better position to explore your options instead of taking the first offer on offer. You can afford to be picky and explore opportunities.
Having access to money can open the door to the world in many ways – allowing you to travel more freely, make unforeseen repairs, replace broken items and buy things when you need them. On the other hand, when money is viewed as an “enabler” and something that can provide security, we are less likely to experience financial hardship.
So, what is your attitude to money?
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